Many people who reserve a rental car show up to the counter with little thought given to the "what if's" that could result from them driving a car that is not their own. You wouldn't think of driving your own car without coverage, so take a few moments to consider how you will make sure that your rental car is covered. Here are 3 steps to take to ensure you have adequate coverage.
1. When you're calling the rental car company for a quote, find out how much the coverage costs and what it covers. Their rates for insurance/coverage may be higher but they also offer the least hassle, since you may not have to file a claim on your own insurance. Many car rental companies have a couple of options, including buying down the deductible to a hundred dollars (or so, depending on where you live) or even to zero.
2. Contact your car insurance company. They may already cover you for rental cars in certain situations. For example, if your car is in the shop, they may automatically transfer your coverage and deductible to a rental car. This is a replacement-only type of coverage because they are covering you on a different car. For an additional cost, you may be able to purchase either a temporary or ongoing rider (depending on the insurance company) to cover your rental car even if your car is not in the shop.
This is considered a non-replacement-type of coverage since you will need coverage on both cars because they potentially could both be driven.
3. Contact your credit card company or check out the Cardholder's Agreement. Your credit card may cover you for rental car insurance. Check to see that they cover you in your specific situation. For example, there are certain cars they cover (some don't cover trucks or SUVs) or they may not cover you depending on where you drive or how long you have the car.
Armed with this knowledge, you can make an educated estimate of what the costs are to ensure that you are fully covered on your rental car. After all, you want to have peace-of-mind when you're on your next trip.
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Tunes To Go: Music From Your Computer to Your Car
(ARA) - The digital audio revolution is in full swing as music lovers worldwide are using their computers as high-tech jukeboxes.
But you're not just limited to listening to songs on your PC while you check your e-mail. It's easier than ever to manage your collection and listen to it in your car, whatever your destination.
"It's great to hit the road and hear hours of the songs you want, when you want them. You're no longer confined to hearing only the radio, or swapping CDs on the front seat," said Dan Hodgson, senior vice president of Merchandising at Crutchfield Corporation, the leading Internet and catalog retailer of consumer electronics.
Several innovative and easy-to-use products help you move music from your PC to your car's sound system. Here are some quick pointers for getting your "tunes to go."
First, get the music you want to your PC. You can download files from the Internet, most commonly in the MP3 format, or copy tracks from...
Finding a Great Car Accessory
A car accessory is something you add to your car to make it look better and to add some style.
Many people want a cool car accessory to accent their car.
A car accessory can make your car look great.
A car accessory can help you to personalize your car.
Whatever your reason may be for purchasing a car accessory, you will surely enjoy doing it.A car accessory can often be pricy.
But before we get into that kind of a car accessory, let's start with the cheaper ones.
A cheap car accessory that many people enjoy is stickers.
This car accessory can be a funny statement, a social cause, or an achievement.
Another inexpensive car accessory is bobble heads.
They are often of famous people or silly animals.
These are always funny to look at.A car accessory is sometimes a necessary thing.
An example of this kind of a car accessory is floor mats.
Floor mats can either be plain colored or have...
Zakk Wylde Chosen To Mark One Of The Most Important Events In Guitar Player Magazine?s 37-Year History
Hollywood, CA (ContentDesk) February 5, 2004?-Zakk Wylde graces the cover of Guitar Player Magazine's March 2004 issue. This cover is not only a landmark issue for Guitar Player Magazine, but also a landmark for Zakk Wylde, both personally and professionally. "I have always wanted to be on the cover of Guitar Player Magazine since I was a kid," explains Wylde. "Back in the day, they were the only guitar magazine. I saw all my heroes on the cover and I still own those magazines to this day.
Guitar Player Magazine always has the real-deal serious players on the cover. It is an honor for me to be considered a player of the same caliber as my heroes."The first cover, featuring Zakk Wylde, was designed by award-winning Pentagram Design. Guitar Player Magazine now touts a bold new look and appeal. "We needed to have the perfect cover for this transition. Zakk was the obvious choice for us," states Michael Molenda, Editor and Chief of Guitar Player Magazine.
"Zakk appeals to everyone....
Zakk Wylde Chosen To Mark One Of The Most Important Events In Guitar Player Magazine?s 37-Year History
A Guide To Car Alarm Systems
In the United States alone, a car is either stolen or broken into every 20 seconds. It is therefore not surprising that car alarm system manufacturers are constantly finding ways to improve the theft deterrence abilities of their products. But while it's amazing how car alarm systems have evolved form their simplest beginnings, it's even more amazing how car thieves still manage to get around them. Are car alarm systems really too simple to provide any protection?
Basic car alarm systems work by using simple circuitry technology ? if someone forces the car door open, the circuit is closed and a siren sounds off. More sophisticated car alarms have added more sensors to capture every possible threat by being more sensitive to light vibrations or pressures.
Shock sensors cause the alarm to go off when someone or something hits or moves the vehicle. The alarm will go off in patterns dependent on how strong the shock is ? the sounds go anywhere from a short beeping sound...
A Guide To Car Alarm Systems
Do you have enough car insurance?
Many people who reserve a rental car show up to the counter with little thought given to the "what if's" that could result from them driving a car that is not their own. You wouldn't think of driving your own car without coverage, so take a few moments to consider how you will make sure that your rental car is covered. Here are 3 steps to take to ensure you have adequate coverage.
1. When you're calling the rental car company for a quote, find out how much the coverage costs and what it covers. Their rates for insurance/coverage may be higher but they also offer the least hassle, since you may not have to file a claim on your own insurance. Many car rental companies have a couple of options, including buying down the deductible to a hundred dollars (or so, depending on where you live) or even to zero.
2. Contact your car insurance company. They may already cover you for rental cars in certain situations. For example, if your car is in the shop, they...
Researching A Car Thats Right For You
Researching your new vehicle is a daunting task in today's world. Once you have narrowed your next vehicle down to 2 or 3 choices it is time to research. Take out a sheet of paper for each vehicle and write down pros and cons for each one. Also on each sheet of paper list the attributes which are most important to you. This list might include: MPG - if you put a lot of miles on your car this factor could make a big dent in your wallet if you pick the wrong car.
Engine power - HP is a big factor for many people out there. Price - nothing needs to be said about this one. Interior space Repair costs - consider the average costs to repair a fender-bender. Insurance costs - this is often overlooked by buyers and can catch you by surprise. Standard options.Anything else, which is a factor to you.
The idea is to custom tailor your list to meet your needs. If you don't care about engine power then leave it off your list.Now how do you get the information which is on your list?...
Researching A Car Thats Right For You